Time-Saving Tips for the Holidays

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How many times have you charged expensive items and spent five months paying for them? See if you can break tradition this year by drawing names or just sending cards. Tell the people you're not buying for that you've pared down your gift list out of necessity and ask them not to buy for you as well.
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Avoid the shopping marathon. Unless you really do enjoy the "shop 'til you drop" marathon mall sessions, skip the all-day shopping trips. If you start now (or better yet, six months ago), you'll be amazed at how much you can get done by picking up an item here and there while you're running your everyday errands. The secret is to sit down, make a list of the people you need to shop for, and keep it with you.

Ideally, your list will include one or two gift options for each person, too. Keep your list with you and cross off a few people every week. Also keep your eye out for stocking stuffers and similar small items. And as for that whole Black Friday thing -- if you don't enjoy it, skip it! Unless shopping is in your blood, the money you'll save probably isn't worth the aggravation.

Wrap as you go. Don't put all of your wrapping off until the last minute. As you pick things up, go ahead and wrap them as soon as you get a chance. Wrap a couple extras for a guest who shows up unexpectedly and gives you a gift. It helps to have a dedicated wrapping area cornered off that is well-stocked with all the essentials -- wrapping paper, scissors, gift tags, tape, etc. The easier you make it for yourself, the more likely you are to get it done.