If you're pressed for cash, check eBay or Craigslist to get second-hand equipment at a discounted price. Make a one-time investment in a treadmill or Stairmaster. Pick up a set of handheld weights - these will be instrumental to your at-home strength training regimen. Purchase workout DVDs at stores, garage sales or anywhere else you can get your hands on. Or save money by checking them out from the library. Simplify your workout by having everything you need right in the comfort of your own home. Set aside an area or room where you can get your fitness groove on every day. Believe it or not, it's possible to yield effective results without a gym membership. Get creative and get moving.